FAMILY TIMES
STUDENT LOANS
What is the best education loan for a student?
The best type of loan for an individual can be determined with – you guessed it – research!
If your loan is to pay for the course fees, it’s best to consult with your local education authority to see if you may qualify for their loan type, or any financial assistance if it is offered.
If the reason you need a loan is to cover expenses which cannot be covered by an education or student loan from your government, school or college, you may need to consider other loan types such as a personal loan for a student, or a short term loan if you can’t borrow from family members.
Can students get loans in Australia if we’re only working part time or casually?
Many students work part time jobs in their free hours to help with some of the expenses related to student life, like boarding and accommodation, course fees, transport costs and computers, but sometimes it can happen that we need to access cash fast to pay for these things.
Yes! There are many lenders in Australia that can lend to students on low incomes that are working part time or casually.
BUSINESS VEHICLE
Business car loans are designed to help you acquire the vehicles necessary for your operations without the headache. These loans are tailored to meet the unique needs of different industries that cover a range of vehicles, including but not limited to, cars, utes, vans and trucks. For example, a trade business might need a new ute to transport workers, tools and equipment efficiently, while a delivery company could benefit from financing newer, larger vans to meet customer demand and expand its service area
At Express Lending, we specialise in providing tailored business car loan solutions that cater to your business’s specific needs. Whether you need a single vehicle or a fleet, our solutions ensure you get the right fit for your business.
FIRST HOME BUYERS
Accessing Australia’s housing market is incredibly challenging for first-home buyers, but one state is emerging as somewhat of a haven for first-home buyers, with several factors helping to buoy first-home buyer activity.
Victoria has emerged as the the state with the highest number of first-home buyers in the country, and despite high interest rates and surging house prices, the number of first-home buyers nationally is higher than the 10-year average.
Rising incomes since the pandemic have been insufficient to offset increases in home prices and the surge in mortgage rates resulting in the worst housing affordability conditions on record.
Increasing house prices and reduced affordability highlight the challenges in accessing Australia’s housing market and are associated with delayed home ownership.